Terms & Conditions

Last updated: 1 December 2025

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1.       Introduction

1.1.      These Terms and Conditions (“Terms”) govern your access to and use of the website available at www.gulfarabia.ae and any related pages, content, features, or services (together, the “Website”).

1.2.      The Website is operated by Cortex GRC FZ-LLC, a free zone limited liability company incorporated in Dubai, United Arab Emirates, trading as GulfArabia Partners, with its head office at Building 5, Dubai Media City, Al Sufouh 2, Dubai, UAE (“GulfArabia”, “we”, “us”, or “our”). GulfArabia Partners

1.3.      By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, you must not use the Website.

1.4.      If you access or use the Website on behalf of a company or other legal entity, you represent and warrant that you are authorised to bind that entity to these Terms. In that case, “you” and “your” will refer to that entity.

 

2.       Nature of the Website and No Client Relationship

2.1. The Website is intended for general information and marketing purposes only. It provides an overview of our practice areas (including but not limited to business setup, M&A, management consulting, crypto licensing and regulatory services, banking, Golden Visa and real estate advisory). GulfArabia Partners

2.2. No legal, financial, tax, investment, immigration, or other professional advice is provided through the mere use of this Website. Any information, articles, insights, blog posts, or other content published on the Website is of a general nature and should not be relied upon as a substitute for tailored professional advice.

2.3. No client–advisor relationship is created between you and GulfArabia by accessing the Website, sending an enquiry through any contact forms, booking a call, or communicating with us generally. A client relationship will only arise once we have:

·       agreed to act for you, and

·       both parties have signed a written engagement letter, proposal, or service agreement setting out the scope and terms of our services.

2.4. You should not act or refrain from acting based on any information obtained from the Website without seeking appropriate professional advice in the relevant jurisdiction(s).

 

3.       Eligibility and Acceptable Use

3.1. You may use the Website only if you:

·       are at least 18 years old (or the age of legal capacity in your jurisdiction), and

·       have the legal capacity and authority to agree to these Terms.

3.2. You agree that you will not:

·       use the Website in any way that is unlawful, fraudulent, or in breach of any applicable law or regulation (including sanctions, AML/CTF, or financial crime laws);

·       interfere with or disrupt the security, availability, or proper functioning of the Website;

·       attempt to gain unauthorised access to any systems, networks, or data;

·       introduce viruses, malware, or other harmful code;

·       use any automated means (including bots, crawlers, or scraping tools) to access or collect data from the Website without our prior written consent;

·       use the Website to transmit or upload any defamatory, offensive, or otherwise objectionable material.

3.3. We reserve the right to suspend or terminate your access to the Website at any time if we reasonably believe that you have breached these Terms or applicable law.

4.       Overview of Our Services and Separate Engagement Terms

4.1. Any descriptions of our services on the Website (including references to past clients, transactions, jurisdictions, or sectors) are provided for illustrative and marketing purposes only and do not constitute an offer or promise to provide the same services or achieve similar results.

4.2. If you decide to engage GulfArabia for advisory services, our relationship will be governed by a separate engagement letter, mandate, or service agreement (“Engagement Terms”). In the event of any inconsistency between these Website Terms and the Engagement Terms, the Engagement Terms shall prevail for the relevant client engagement.

4.3. We do not guarantee that any specific service will be available at any given time, in any particular jurisdiction, or for any particular type of client.

5.       Information, Accuracy and Forward-Looking Statements

5.1. While we endeavour to keep the information on the Website accurate and up to date, we do not guarantee that:

·       the Website or any content is complete, accurate, or current;

·       any particular law, regulation, policy, visa route, tax regime, licensing framework, or market practice described on the Website remains unchanged.

5.2. Regulatory environments (especially in relation to crypto assets, financial services, immigration/Golden Visa programmes, and free zone legislation) are dynamic and may change frequently. You acknowledge that you must obtain up-to-date advice before making decisions based on such information.

5.3. Any references to potential growth, outcomes, approvals, or opportunities (including statistics or case studies) may constitute forward-looking statements and are inherently uncertain. Actual results may differ materially, and we do not undertake any obligation to update such statements.

6.       Third-Party Links and Partners

6.1. The Website may contain links to or references to third-party websites, platforms, service providers, regulators, banks, or advisors (together, “Third-Party Services”).

6.2. Such links are provided for convenience only. We do not control and are not responsible for:

·       the content, policies, or practices of any Third-Party Services; or

·       any products or services provided by such third parties.

6.3. Inclusion of a link to, or mention of, a third party does not constitute endorsement, recommendation, or guaranteeof that third party or its services.

6.4. If we introduce or refer you to third-party service providers (e.g., banks, real estate brokers, immigration consultants, corporate service providers), you acknowledge that:

·       those providers act independently of GulfArabia;

·       your relationship with those providers is governed by separate contracts with them; and

·       GulfArabia is not liable for any advice, actions, omissions, or losses arising from such third-party relationships.

7.       Intellectual Property

7.1. Unless otherwise stated, all content on the Website—including text, graphics, logos, images, icons, audio or video clips, design, layout, and software—is the intellectual property of GulfArabia or its licensors and is protected by copyright, trademark, and other applicable intellectual property laws.

7.2. You may view, download, and print content from the Website solely for your personal, non-commercial use and only to the extent necessary to evaluate our services.

7.3. You must not, without our prior written consent:

·       copy, reproduce, distribute, modify, adapt, translate, create derivative works from, or publicly display any part of the Website;

·       use any of our trade names, logos, or trademarks in any manner that may cause confusion or imply endorsement.

7.4. If you believe that any content on the Website infringes your intellectual property rights, please contact us promptly using the details in Section 16.

8.       User Submissions and Communications

8.1. When you submit information to us via the Website (e.g., through contact forms or consultation bookings), you represent and warrant that:

·       the information is accurate, complete, and not misleading;

·       you have the right to provide such information; and

·       the information does not infringe any rights of third parties.

8.2. You acknowledge that internet and email communications are not fully secure. While we take appropriate measures to protect data, we cannot guarantee that any information transmitted via the Website or email will be secure or free from interception.

8.3. We reserve the right (but have no obligation) to refuse, remove, or edit any content you submit if we reasonably consider it to be unlawful, offensive, or in breach of these Terms.

9.       No Guarantees of Regulatory Approvals, Immigration Outcomes or Investment Results

9.1. In particular, and without limitation, you acknowledge and agree that GulfArabia:

·       does not guarantee the granting, renewal, or retention of any visa (including a UAE Golden Visa), immigration status, or residency permit by any authority;

·       does not guarantee the approval of any business licence, financial or crypto licence, or regulatory authorisation in any jurisdiction;

·       does not guarantee the opening, maintenance, or operation of any bank account, payment services relationship, or financial facility; and

·       does not guarantee any particular financial, tax, investment, or commercial outcome arising from any restructuring, acquisition, disposal, or strategic decision.

9.2. Any decision by government authorities, regulators, free zone authorities, banks, or other institutions remains entirely within their own discretion and outside our control.

9.3. You remain solely responsible for your own business and investment decisions. You should obtain independent legal, tax, investment, and financial advice where appropriate.

10.     Special Notice on Crypto and Virtual Assets

10.1. Where the Website discusses crypto assets, virtual assets, tokenisation, or related regulatory frameworks, such content is provided for general informational purposes only and does not constitute:

·       financial services, investment advice, or a recommendation to buy, sell, or hold any asset;

·       legal advice on any specific project, token, or structure;

·       a solicitation or offer to the public within any jurisdiction.

10.2. Crypto and virtual assets involve high risk, including potential loss of capital, volatility, regulatory changes, and technology vulnerabilities. You should carefully assess your risk tolerance and obtain independent professional advice before engaging in any crypto-related activity.

10.3. GulfArabia is not a virtual asset service provider (VASP) and does not itself execute trades, custodial services, or token issuance for clients. Any such services, if required, are provided by third-party regulated entities under their own licences and terms.

11.     Disclaimers

11.1. To the maximum extent permitted by applicable law, the Website and all content are provided on an “as is” and “as available” basis, without any warranties or representations of any kind, whether express or implied.

11.2. Without limiting the generality of the foregoing, we do not warrant that:

·       the Website will be uninterrupted, secure, or error-free;

·       defects will be corrected; or

·       the Website or the server(s) that make it available are free from viruses or other harmful components.

11.3. To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and compatibility with your systems.

12.     Limitation of Liability

12.1. To the maximum extent permitted by applicable law, GulfArabia, its shareholders, directors, officers, employees, and consultants shall not be liable for any:

·       indirect, consequential, incidental, special, exemplary, or punitive damages;

·       loss of profit, revenue, business, contracts, opportunity, goodwill, or anticipated savings; or

·       loss or corruption of data,
arising out of or in connection with your use of or inability to use the Website, even if we have been advised of the possibility of such losses.

12.2. To the extent that we are found liable to you in connection with the Website notwithstanding the above, our aggregate liability to you in respect of all claims shall not exceed AED 1,000.

12.3. Nothing in these Terms shall exclude or limit any liability that cannot be excluded or limited under applicable law.

13.     Indemnity

13.1. You agree to indemnify and hold harmless GulfArabia, its shareholders, directors, officers, employees, and consultants from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

·       your use of the Website;

·       any breach by you of these Terms; or

·       any infringement by you of the rights of any third party.

14.     Data Protection and Privacy

14.1. We collect and process personal data in accordance with our Privacy Policy, which is incorporated by reference into these Terms and available on the Website. GulfArabia Partners+1

14.2. By using the Website and submitting personal data, you consent to such processing in accordance with our Privacy Policy.

14.3. The Website may use cookies and similar technologies. Details of such use are also described in our Privacy Policy or any separate cookie notice.

15.     Changes to the Website and to These Terms

15.1. We may modify, suspend, or discontinue any part of the Website at any time without notice.

15.2. We may also update these Terms from time to time. When we do so, we will revise the “Last updated” date at the top of this page. The updated Terms will take effect when published on the Website.

15.3. Your continued use of the Website after any changes to these Terms constitutes your acceptance of the updated Terms. If you do not agree with the changes, you must stop using the Website.

16.     Governing Law and Jurisdiction

16.1. These Terms, and any dispute or claim arising out of or in connection with them or with your use of the Website (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates, without giving effect to any conflict of laws principles.

16.2. Subject to any mandatory law providing otherwise, the courts of the Emirate of Dubai (non-DIFC) shall have exclusive jurisdiction to settle any such dispute or claim.

17.     Miscellaneous

17.1. Entire Agreement: These Terms constitute the entire agreement between you and GulfArabia in relation to your use of the Website and supersede all prior understandings or agreements relating thereto.

17.2. Severability: If any provision of these Terms is held to be invalid, unlawful, or unenforceable, that provision shall be deemed severed and the remaining provisions shall remain in full force and effect.

17.3. No Waiver: Failure or delay by GulfArabia to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

17.4. Assignment: You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights and obligations under these Terms to an affiliate or in connection with a merger, acquisition, or sale of assets.

17.5. Language: These Terms are prepared in English. If they are translated into any other language, the English version shall prevail to the extent of any inconsistency.

17.6. Contact: If you have any questions about these Terms or the Website, you may contact us at:

 

GulfArabia Partners
Cortex GRC FZ-LLC
Building 5, Dubai Media City
Al Sufouh 2, Dubai, UAE
Email: info@gulfarabia.ae